Monthly Income
$
Budget Categories
CategoryBudgetedActual
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
Budget Summary
Remaining (Actual)
$1,200.00
Total Budgeted
$4,100.00
Total Spent
$4,300.00
Budget Balance
$1,400.00
Under budget
Frequently Asked Questions
What is the 50/30/20 budget rule?
The 50/30/20 rule suggests: 50% of after-tax income on needs (housing, food, utilities, insurance), 30% on wants (entertainment, dining out, subscriptions), and 20% on savings and debt repayment. It's a simple starting framework, not a rigid rule.
How do I stick to a budget?
Key strategies: (1) Track spending in real-time with apps, (2) Use the envelope method (cash for categories), (3) Automate savings before spending, (4) Review budget weekly, (5) Give yourself a small "fun money" allowance to avoid deprivation.
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