🐼

Cash Flow Calculator

Calculate net cash flow from operating, investing, and financing activities. Understand your business's liquidity position at a glance.

Real-time results 100% free No sign-up Mobile friendly

Formulas verified against authoritative sources including the CFPB and Federal Reserve. Last reviewed . Editorial policy.

Operating Activities

$
$

Investing Activities

$
$

Financing Activities

$
$

Cash Flow Summary

Net Cash Flow

$12,000.00

Operating CF

$25,000.00

Investing CF

$-15,000.00

Financing CF

$2,000.00

Positive Cash Flow: $12,000.00

Frequently Asked Questions

What are the three types of cash flow?

Operating cash flow: cash from core business operations (sales, payments to suppliers/employees). Investing cash flow: cash from buying/selling assets, equipment, or investments. Financing cash flow: cash from loans, equity issuance, debt repayments, and dividends.

Why is cash flow more important than profit?

A business can be profitable but cash-flow negative — for example, if it has high receivables or large capital expenditures. "Cash is king" because you need liquid cash to pay bills, salaries, and debt even if you show accounting profit.

What is free cash flow?

Free Cash Flow (FCF) = Operating Cash Flow − Capital Expenditures. It represents the cash a business generates after maintaining and expanding its asset base. FCF is a key metric for investors valuing a business.

Advertisement

728×90 Leaderboard